Struggling with Debt? Crown Heights JCC Launches Partnership to Help Residents

The Crown Heights Jewish Community Council (CHJCC) has announced a new partnership with Kosher Debt Help as part of its Financial Literacy and Financial Wellness Initiative, connecting residents with confidential, values-aligned debt guidance.

The need for debt guidance and clarity in our community is staggering. Families are trapped in cycles of high-interest debt with nowhere to turn for honest help. This partnership gives Crown Heights residents access to genuine guidance without the hidden agendas typical in the debt relief industry.”

Recent survey data confirms the scope of the problem: two-thirds of the Jewish community carries debt, with over half holding more than $20,000. The most concerning finding: only 30% have ever sought professional financial guidance.

Kosher Debt Help, an initiative under Collective Kindness, has already helped over 150 families eliminate more than $500,000 in annual interest payments in its first four months of operation. The organization offers a stark contrast to typical debt relief companies: no commissions, no product sales, and no financial incentives beyond helping families succeed.

“What makes this partnership so valuable is that it’s completely judgment-free and confidential,” adds CHJCC Acting Chairman Shmuly Rosenstein. “Families can get real answers without pressure or commitment.”

Lead debt expert Mordy Richler, a Crown Heights resident who runs a team of six and who personally eliminated $250,000 of his own debt and guides families through proven strategies to create a path forward to financial clarity.

The partnership provides Crown Heights residents with free initial consultations and personalized reviews of their credit card debt. The service costs $350 per household (heavily donor-subsidized through Daily Giving and anonymous sponsors), with accommodations available for those facing cost barriers. If cost is a barrier, families can request scholarship assistance.

The service does not offer loans, grants, or cash assistance, only honest guidance. The reality is stark: based on a Kosher Money survey, a typical family with $20,000 in credit card debt at 25% interest will pay over $60,000 across 30+ years through minimum payments alone, with only $200 of each $615 monthly payment actually reducing the principal. Kosher Debt Help’s strategies have helped families become debt-free in 2-5 years instead of decades.

To get the clarity on your debt, visit www.kosherdebthelp.com

For more information and to ask any questions, schedule a free consultation at kosherdebthelp.com/free-consultation or contact CHJCC directly at 718.771.9000 or Info@chjcc.org.

The initial consultation requires no commitment and provides clarity on next steps for managing high-interest credit card balances and growing minimum payments.

We know there are many struggling, and we’re here to help. Reach out.